Cincinnati Interagency Federal Credit Union » Fee Schedule

Fee Schedule

Fee Schedule

Type	Charge
Account History/Verification of Ck	$1.00 Per printout/ck All accounts
Account Reconciliation	$25.00 Per hour All accounts Deposit may be required
Account Research	$25.00 Per hour All accounts Deposit may be required
Balance Below Minimum	$20.00 Per occurence Money Market accounts $1000 minimum required
Cashiers Check to Accountholder	$2.00 Per check All accounts
Cashiers Check to Third Party	$4.00 Per check All accounts
Check Below Minimum	$20.00 Per item Money Market accounts written for less than $200
Check Card Overdraft	$27.50 Per non ATM,single use Share & Sharedraft accounts
Check Card Reinstatement Fee	$25.00 Per occurence Sharedraft accounts due to non-response to LOC renewal
Check Card Replacement Fee	$15.00 Per card Sharedraft accounts
Check Cashing for NON-MEMBERS	$3.00 Per item limited to certain types of checks
Check Copy	$5.00 Per check All accounts Paid in advance
Collection Item Incoming	$25.00 Per item All accounts
Deposited Item Return Fee	$5.00 Per item All accounts ADDITIONAL - if not paid within one week
Deposited Item Return Fee	$10.00 Per item All accounts drawn on a third party
Deposited Item Return Fee	$35.00 Per item All acounts drawn on your account at another institution
Deposited Item Return Fee	$45.00 Per item All accounts drawn on your account at another institution amounts over $2500
Dormant Account Fee	$10.00 Per quarter Share accounts with no activity for one year period
Emergency/Starter Checks	$4.00 Per sheet of 4 Sharedraft accounts
Excessive Withdrawal (Reg D) Fee	$1.00 Per transaction Share type accounts more than 6 transactions per month
Excessive Withdrawals	$20.00 Per item Money Market accounts over three (3) per month
Gift Card	$3.00 Per card All accounts Visa brand
Issue a replacement Cashier's Check	$27.50 per check, including Bill Pay All accounts
Money Order	$3.00 Per item All accounts (effective 8/1/2010)
Non-notification of Address Change	$3.00 Per occurence All accounts
NSF Check/ACH Debit Paid/Returned	$20.00 Per item Money Market accounts
NSF Check/ACH DR Paid or Returned	$27.50 Per item Share & Sharedraft accounts
NSF Fee	$27.50 Per item Share & Sharedraft accounts
Overdraft Fee	$27.50 Per item Share & Sharedraft accounts
Premature Distributions	$30.00 Per withdrawal IRA accounts
Replacement PIN Fee	$5.00 Per occurence VISA , Check Cards, AMI, & MOLI
Resubordination Fee	$75.00 Per occurence Home Equity Lines of Credit when 1st mortgage is refinanced
Returned Item Fee	$27.50 Per item, including Bill Pay Share & Sharedraft accounts
Same Day Limit Increase	$10.00 Per occurence Visa credit cards
Statement Copy	$5.00 Per statement All accounts Paid in advance
Stop Payment Fee	$27.50 Per request, including Bill Pay Share, Sharedraft, & Money Market accounts
Transfer to cover NSF Ck/ACH DR/ATM	$10.00 Per transfer Share, Sharedraft, & Money Market accounts
Transfer/Rollover Fee	$30.00 Per transfer IRA accounts to another financial institution
Visa Late Fee (maximum)	$25.00 Per occurence Visa credit cards
Wire Transfer Fee	$15.00 Per occurence All accounts incoming
Wire Transfer Fee	$20.00 Per occurence All accounts outgoing
Wire Transfer Fee	$20.00 Per occurence All accounts incoming INTERNATIONAL wires

* Share accounts = Savings accounts

Sharedraft accounts = Checking accounts

Fees are subject to change at any time. Rates shown are effective January 1, 2009. Disclosures are available upon request.